Terms & Conditions of Use
This website is owned and operated by CWC Healthtech Advisors, including its affiliated companies ("CWC", "we", "us", or "our"). By using www.cwchealthtech.com (the "Site") and the information and services available or via link through this Site, you agree to follow and be bound by these conditions of use. CWC reserves the right to modify these conditions at any time, and any such modification will be effective immediately upon posting the modification. If you do not agree to these conditions, do not use this Site.
Site for Information Only
The data, information, and content on this Site are for information, education and noncommercial purposes only. Although CWC may provide data, information, and content relating to investment approaches and mutual funds, you should not construe any such information or other content available through this Site as investment, legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Site before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold CWC or its third party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Site. By providing access to other web sites, neither CWC nor any of its affiliates is recommending or endorsing services provided by any web site's sponsoring organization. Materials relating to any mutual funds should be read in conjunction with a fund prospectus that describes charges, expenses, and risks. Read it carefully before any investment. Past performance is no guarantee of future performance.
Risks of Investing
Investing entails risks, including possible loss of principal. There are special risk considerations associated with value strategy investing, international investing (including emerging markets) and small company investing. No assurances or guarantees are given regarding the performance of any investment. Returns, share price, and yield will fluctuate and redemption value may be more or less than original cost. Investments in mutual funds are not insured or guaranteed by the US government or any other party.
CWC provides investment advisory services through Christopher Weil & Company, Inc., which is a Registered Investment Advisor with the U. S. Securities and Exchange Commission. Nothing in this Site should be construed as personalized investment or financial planning advice. For additional information and a full description of our services, fees and regulatory disclosures please see our Legal Disclosures page.
Disclaimers and Limitations of Liability
THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, CWC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NEITHER CWC NOR ANY OF ITS AGENTS MAKES ANY WARRANTY OF MERCHANTABILITY, WARRANTY OF FITNESS FOR A PARTICULAR USE, WARRANTY OF ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION NOR MATERIALS CONTAINED IN THIS SITE OR WARRANTY OF NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO, A NEGLIGENT ACT, WILL CWC OR ITS AGENTS BE LIABLE FOR ANY DAMAGES OF ANY KIND INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, ANY PORTION OF THE PUBLIC SITE, EVEN IF A PCM AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING DISCLAIMER IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO, CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER THEORY. ANY CONTENT OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH CONTENT.
You agree to indemnify and hold CWC and its agents, employees and licensors harmless from any claim or demand, including attorneys' fees, made by any third party arising out of your use of any portion of the Site or your violation of these Terms.
This Site is intended for United States of America residents only. The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site agree to be responsible for compliance with applicable local laws and regulations of the country from which you access this Site. The Site is not directed to any person in any jurisdiction where the publication or availability of the Site is prohibited by reason of that person's nationality, residence or otherwise. Persons under these restrictions must not access the Site.
Each of the investment products and services referred to on this Site is intended to be made available to US residents only. This Site shall not be considered a solicitation or offering for any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful. Because of the global nature of the Internet, you agree to comply with all local rules regarding online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
The CWC Healthtech website and its contents are all © Christopher Weil & Company, Inc. All rights reserved. Images displayed on this web site are either the property of CWC or used with permission. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
This notice is being provided to you in accordance with the Securities and Exchange Commission's rule regarding the privacy of consumer financial information ("Regulation S-P"). Please take the time to read and understand the privacy policies and procedures that we have implemented to safeguard your nonpublic personal information. Nonpublic personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available. This is also information that in the course of our relationship with you, we receive or develop about you. It includes (1) information you provide to us orally or on applications or other forms, (2) information we develop about you in the course of providing our services to you, such as the amount and type of your assets that we manage and transactions we place on your behalf, and (3) technical information we may develop and gather through your access to our website (e.g., identifying information communicated through "cookies" stored on your computer).
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law, or as necessary to provide services to you. In accordance with Section 248.13 of Regulation S-P, we may disclose all of the information we collect, as described above, to certain nonaffiliated third parties such as attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards. We enter into contractual agreements with all nonaffiliated third parties that prohibit such third parties from disclosing or using the information other than to carry out the purposes for which we disclose the information.
We restrict access to nonpublic personal information about you to only those who need the information in order to help us provide investment advisory services to you. It is our policy that, where we are not comfortable a service provider is already bound by duties of confidentiality (e.g., attorneys and auditors), we will require contractual assurances that they will maintain the confidentiality of any of your information they obtain. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.